Today we made an offer on a boat. I don't want to jinx it yet by mentioning the name or type of boat it is.
And now, tonight, I find myself sitting between Scylla and Charybdis. Scylla, the monster of having our offer rejected and Charybdis, the monster of having our offer accepted and then paying out of our own savings a rather hefty sum. Which is the monster I wish to brave?
Of course, I'd rather have the boat, but it's still a daunting and scary thought and a big responsibility. She is an ocean-capable ship intended for such. We saw her this past weekend. Actually, we went to see another ship and spent quite a time on it before going to see this one. It is well beyond what we have budgeted for this endeavour, but it ticks off most of our items, so we made an offer at the top of what we have budgeted for the purchase. Only time will tell if the current owner agrees to come down (steeply) on his asking price.
What are the chances of that happening? Rather small, I'm afraid, but if you don't ask, if you don't dare to try, then the answer is "no." While the chance might be nearly zero that they will say yes, that is still better than a guaranteed "no". And so what might stop us from making the offer? Fear, of course. Fear of being rejected, perhaps. Fear of being unable to work with that broker again, perhaps. Fear of missing out on a deal, perhaps. So, instead of giving in to those fears, we ask. And, if the answer is no, we at least know that we tried.
And then we pick ourselves up and move on, right?